The visualization below uses the funded date as a way of measuring lending activity. All times are in US Eastern time. Each hour includes data from 30 minutes before and after the hour. For example, 4pm includes data from 3:30:00 to 4:29:59.
12am | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12pm | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | Total | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mon | 1038 | 967 | 747 | 598 | 532 | 388 | 441 | 476 | 597 | 778 | 858 | 1066 | 1182 | 1256 | 1309 | 1307 | 1390 | 1358 | 1382 | 1241 | 1310 | 1279 | 1204 | 1105 | 23809 | |
Tue | 1050 | 904 | 682 | 594 | 525 | 470 | 418 | 510 | 619 | 772 | 947 | 998 | 1135 | 1199 | 1224 | 1343 | 1459 | 1431 | 1337 | 1274 | 1185 | 1258 | 1116 | 1283 | 23733 | |
Wed | 1134 | 1048 | 792 | 604 | 553 | 457 | 499 | 522 | 686 | 798 | 887 | 1015 | 1190 | 1106 | 1308 | 1290 | 1484 | 1468 | 1353 | 1297 | 1277 | 1132 | 1270 | 1172 | 24342 | |
Thu | 1086 | 975 | 986 | 652 | 553 | 499 | 483 | 550 | 598 | 735 | 890 | 1123 | 1120 | 1218 | 1224 | 1290 | 1348 | 1305 | 1363 | 1222 | 1173 | 1190 | 1231 | 1228 | 24042 | |
Fri | 1089 | 946 | 733 | 611 | 532 | 485 | 549 | 564 | 624 | 831 | 985 | 1057 | 1243 | 1260 | 1270 | 1322 | 1328 | 1384 | 1293 | 1304 | 1064 | 1246 | 1221 | 1101 | 24042 | |
Sat | 1051 | 835 | 750 | 658 | 552 | 493 | 464 | 577 | 667 | 823 | 1045 | 1119 | 1253 | 1397 | 1351 | 1203 | 1277 | 1224 | 1198 | 1107 | 1097 | 1009 | 1015 | 883 | 23048 | |
Sun | 855 | 774 | 592 | 506 | 455 | 439 | 415 | 448 | 630 | 681 | 836 | 1035 | 1168 | 1174 | 1273 | 1274 | 1300 | 1301 | 1272 | 1277 | 1127 | 1130 | 1185 | 1241 | 22388 | |
Totals | 7303 | 6449 | 5282 | 4223 | 3702 | 3231 | 3269 | 3647 | 4421 | 5418 | 6448 | 7413 | 8291 | 8610 | 8959 | 9029 | 9586 | 9471 | 9198 | 8722 | 8233 | 8244 | 8242 | 8013 | 165404 |
The least time to fund a loan was 65.0 seconds, for loan 107943, which was for $150. (This excludes some early loans that were funded before they were posted.)
Adjusting for the amount of the loan, the quickest funding was for loan 42364, which had $2,275 funded in 155 seconds (averaging $14.68 every second).
This equal-width histogram shows that almost all loans are funded within several days.
Equal-height histogram of minutes between posted date and funded date | |||
---|---|---|---|
Bucket | # Loans | Minimum Minutes | Maximum Minutes |
1 | 16,520 | 1.1 | 83.4 |
2 | 16,520 | 83.4 | 146.0 |
3 | 16,520 | 146.0 | 226.9 |
4 | 16,520 | 226.9 | 359.8 |
5 | 16,520 | 359.8 | 612.1 |
6 | 16,520 | 612.1 | 1,051.8 |
7 | 16,520 | 1,051.9 | 1,922.0 |
8 | 16,519 | 1,922.1 | 4,159.8 |
9 | 16,519 | 4,160.1 | 12,156.8 |
10 | 16,519 | 12,157.6 | 120,975.9 |